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Move your plans forward with a clearer picture of the costs.

Credit-card balance transfers in Canada

Move eligible card debt to another card under its transfer terms.

Find my balance-transfer options

Get your conversation guide before sharing contact details.

  • Free to use
  • No credit check in this form
  • No obligation

Editorial approval pending.

General information, not personal advice.

What to consider

Check transfer fees, promotional deadlines and the interest rate afterward.

Who can help?

Credit-card issuers. This describes a provider type, not a confirmed DebtHelpers partner.

Questions to ask

  • What happens after the promotion ends?
  • Can I repay within the planned period?

MAKE THE CONVERSATION COUNT

Three things to have handy

  • 1Card balances and current interest rates
  • 2The proposed fee and promotion end date
  • 3What you could repay during the promotion

A preparation guide, not an application checklist. Keep documents with you; this form does not ask for uploads or account numbers.

Let’s focus on your next step.

Get your conversation guide: who to speak with, what to ask and what to have handy. No contact details needed to see it.

Find my balance-transfer options

Check the source

FCAC: Consolidation options

This brief is a starting point. Rules, availability and individual circumstances may change the options. The source link is an editorial reference, not a paid referral.

Related options

Debt consolidation

Combine balances into a loan, line of credit or another suitable credit product.

Repayment planning

Start with a clear picture of your balances, essential expenses and repayments.

Questions about your situation