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Personal bankruptcy in Canada

A formal insolvency process with duties, exemptions and exceptions.

Understand my bankruptcy options

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  • No credit check in this form
  • No obligation

Editorial approval pending.

General information, not personal advice.

What to consider

A questionnaire cannot determine whether bankruptcy is the right option for you.

Who can help?

Licensed Insolvency Trustee. This describes a provider type, not a confirmed DebtHelpers partner.

Questions to ask

  • What are the alternatives?
  • Which duties, costs and exemptions apply to me?

MAKE THE CONVERSATION COUNT

Three things to have handy

  • 1Your debts and any joint obligations
  • 2Household income and assets
  • 3Questions about duties, costs and exemptions

A preparation guide, not an application checklist. Keep documents with you; this form does not ask for uploads or account numbers.

Let’s focus on your next step.

Get your conversation guide: who to speak with, what to ask and what to have handy. No contact details needed to see it.

Understand my bankruptcy options

Check the source

OSB: Compare debt solutions

This brief is a starting point. Rules, availability and individual circumstances may change the options. The source link is an editorial reference, not a paid referral.

Related options

Consumer proposals

A formal debt process administered by a Licensed Insolvency Trustee.

Credit counselling

A counsellor can review your finances and explain debt-management choices.

Questions about your situation