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Student-loan repayment help in Canada

Government repayment assistance may help eligible borrowers experiencing financial difficulty.

Find my student-debt options

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  • No credit check in this form
  • No obligation

Editorial approval pending.

General information, not personal advice.

What to consider

Government student loans and private student credit have different arrangements.

Who can help?

Government student-loan services. This describes a provider type, not a confirmed DebtHelpers partner.

Questions to ask

  • Is my loan government-issued or private?
  • Which repayment program covers my loan?

MAKE THE CONVERSATION COUNT

Three things to have handy

  • 1Whether each loan is government or private
  • 2Your current payments and income
  • 3The name of each loan servicer

A preparation guide, not an application checklist. Keep documents with you; this form does not ask for uploads or account numbers.

Let’s focus on your next step.

Get your conversation guide: who to speak with, what to ask and what to have handy. No contact details needed to see it.

Find my student-debt options

Check the source

Canada: Repayment Assistance Plan

This brief is a starting point. Rules, availability and individual circumstances may change the options. The source link is an editorial reference, not a paid referral.

Related options

Repayment planning

Start with a clear picture of your balances, essential expenses and repayments.

Credit counselling

A counsellor can review your finances and explain debt-management choices.

Questions about your situation