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Move your plans forward with a clearer picture of the costs.

Personal lines of credit in Canada

Access revolving credit up to an approved limit.

Find my line-of-credit options

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  • Free to use
  • No credit check in this form
  • No obligation

Editorial approval pending.

General information, not personal advice.

What to consider

A repayment plan matters: making only interest payments leaves principal outstanding.

Who can help?

Banks and credit unions. This describes a provider type, not a confirmed DebtHelpers partner.

Questions to ask

  • Is the rate variable?
  • How will I repay the principal?

MAKE THE CONVERSATION COUNT

Three things to have handy

  • 1The amount and purpose of borrowing
  • 2Existing credit commitments
  • 3A target for repaying the principal

A preparation guide, not an application checklist. Keep documents with you; this form does not ask for uploads or account numbers.

Let’s focus on your next step.

Get your conversation guide: who to speak with, what to ask and what to have handy. No contact details needed to see it.

Find my line-of-credit options

Check the source

FCAC: Consolidation options

This brief is a starting point. Rules, availability and individual circumstances may change the options. The source link is an editorial reference, not a paid referral.

Related options

Debt consolidation

Combine balances into a loan, line of credit or another suitable credit product.

Credit-card balance transfers

Move eligible card debt to another card under its transfer terms.

Questions about your situation