What will it cost?
Check what you may pay now and over time.
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A real Alberta-specific option: Orderly Payment of Debts
The Government of Alberta identifies Money Mentors as the exclusive provider of the Orderly Payment of Debts program in Alberta. Money Mentors explains the program and its eligibility. DebtHelpers does not administer it and this enquiry is not an OPD application.
Who should you ask?
See what to have ready and what to ask.
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Other conversations address different needs
Alberta’s resource information also identifies credit counselling and Licensed Insolvency Trustees. A counselling discussion and a formal insolvency assessment serve different purposes. Name the issue you need help with before agreeing to a service.
What should you ask?
See what to have ready and what to ask.
Read the full details
Ask what a “program” actually is
Before accepting a claimed Alberta debt-relief offer, ask for its exact name, who administers it, its costs and its eligibility rules. This site does not use an age or debt-balance answer to announce that you qualify for a government program. Referencing Money Mentors does not mean it is a DebtHelpers partner.
What to have ready
- Is the offer a loan, a repayment arrangement or an insolvency process?
- Who administers it, and can you verify that independently?
- What costs and responsibilities would you have?
- Does it cover the types of debt you actually owe?
You do not need account numbers, your SIN, bank passwords, or files to start.
Must I use DebtHelpers to access Money Mentors or a public program?
No. You can contact the program administrator directly. Our option finder provides guidance, not access to a program. DebtHelpers does not charge consumers, and using the option finder does not enrol you in a program or book a provider appointment.