TRANSPARENCYHow we checked this review
See evidence
This is documentary research based on the public sources listed below, not a customer test. How we review companies.
| What was checked | When | What was not tested |
|---|---|---|
| Public information and the source list shown on this page. | November 10, 2026 | No account, application, approval, funding, subscription-cancellation or customer-service test. |
Identify the platform
Loans Canada and CompareHub refer requests; the lender makes the credit decision.
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Loans Canada and CompareHub: identify the platform
Loans Canada says it refers requests to financial providers rather than lending money. Its About page identifies CompareHub.ca as another name for the same company. A referral or match is a step toward a possible provider conversation, not a loan agreement or guarantee of approval.
Know who may contact you
Read the recipient and contact permission before submitting to the platform.
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Check who may contact you
The privacy policy describes sharing request information with one or more service providers. Before submitting to that platform, read its current permission wording and identify who may receive the request and contact you. Do not assume that one platform form means one company will handle every later step.
Check each stage
A referral, lender assessment and written offer are different steps.
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Three stages before you accept a loan
The FAQ says using Loans Canada to search is free; that does not make a resulting loan free. Use this original decision map to keep a platform referral, lender assessment and written offer separate. A missing answer is something to resolve with that provider before committing.
| Stage | What to establish before the next step |
|---|---|
| Platform referral | Record the platform, intended recipient and contact method. A referral is not a loan agreement. |
| Lender assessment | Ask the named lender which income or location requirements apply and when it needs credit-check permission. A match is not approval. |
| Written offer | Record who lends, net funds received, the payment schedule, total repayment, fees, any security and optional add-ons. |
Judge the written offer
A match alone does not establish price, approval or quality.
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Our take: judge the lender’s offer, not a match
A platform can introduce a provider, but the agreement and its full cost are the next decision. This documentary review does not establish service quality, personalized rates, approval chances or the cheapest offer. We have not applied, tested funding or audited customer outcomes. For an existing account, use the platform’s or actual lender’s official support route.
What to have ready
- The platform and lender names, separately.
- Current contact and information-sharing permission.
- Whether a later application involves a hard enquiry.
- A full written lender offer, not only an indicative range.
You do not need account numbers, your SIN, bank passwords, or files to start.
Does this button apply to Loans Canada or CompareHub?
No. It opens a separate DebtHelpers enquiry with questions about your situation. It does not apply to Loans Canada, CompareHub or their lenders. Review any later provider-sharing permission separately.